Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison
Updated daily
No credit impact

Recently added

APR 12.0%
Amount: R2000–R300000
Term: 6–72 mo

Best for: This loan is best for individuals with a high credit rating looking for manageable repayment terms.

APR 36.0%
Amount: R1000–R7200
Term: 2–2 mo

Best for: This loan is best for individuals who require immediate access to funds and can repay within a short timeframe.

APR 27.0%
Amount: R500–R50000
Term: 3–36 mo

Best for: This loan is best for individuals needing quick cash for unexpected expenses who appreciate the option to skip payments during tough times.

APR 36.0%
Amount: R500–R8000
Term: 3–3 mo

Best for: This loan is best for South Africans needing immediate cash flow solutions for unexpected expenses.

APR 21.0%
Amount: R1000–R50000
Term: 3–24 mo

Best for: This loan is best for individuals seeking immediate cash for personal expenses and who may have lower credit ratings.

APR 12.25%
Amount: R2000–R300000
Term: 6–72 mo

Best for: This loan is best for individuals with a good credit rating looking for a substantial amount with extended repayment periods.

APR 12.25%
Amount: R1000–R250000
Term: 6–84 mo

Best for: Ideal for clients seeking a quick, fully digital loan process with personalised rates.

APR 10.25%
Amount: R2000–R300000
Term: 6–72 mo

Best for: This loan is best for individuals looking for affordable borrowing options up to R400,000 with an established bank and a reliable rewards system.

RCS Personal Loan

RCS Financial Services

APR 15.0%
Amount: R1000–R100000
Term: 6–60 mo

Best for: Individuals with a developing credit history looking for short-term financial assistance between R1,000 and R150,000.

APR 15.0%
Amount: R5000–R200000
Term: 12–60 mo

Best for: This loan is best for individuals with a high credit tier looking for affordable and transparent borrowing solutions.

APR 15.0%
Amount: R500–R100000
Term: 3–36 mo

Best for: This loan is ideal for those seeking quick access to funds without traditional paperwork, particularly for emergencies or large purchases.

APR 24.0%
Amount: R500–R8000
Term: 3–6 mo

Best for: This service is best for South Africans seeking immediate financial relief or those needing a larger loan with easy access through branches or online.

APR 24.0%
Amount: R500–R8000
Term: 3–6 mo

Best for: This loan is best for individuals needing quick access to funds with a flexible repayment structure.