Real rates from banks and fintechs. Compared side by side, no affiliate bias.
Tonik
Best for: Filipino citizens aged 21-55 with a minimum credit score looking for short-term personal loans.
SB Finance
Best for: This loan is ideal for individuals looking to cover various financial needs like education, business, or debt consolidation, especially for credit card holders.
RCBC
Best for: This loan is ideal for first-time borrowers who need quick access to funds without the burden of collateral, making it suitable for personal expenses like education or travel.
UnionBank
Best for: This loan is best for individuals seeking quick access to funds without collateral and who can meet the income requirements.
Best for: This loan is best for individuals looking for significant funding up to ₱2 Million with manageable repayment terms.
CTBC Bank Philippines
Best for: This loan is best for individuals with a stable income looking for manageable loan terms and competitive rates.
Best for: This loan is best for individuals with high credit scores seeking substantial amounts, up to ₱3 million, for various personal needs.
Metrobank
Best for: This loan is ideal for those with a strong credit profile seeking funding for personal ventures such as education, travel, or other milestones.
