Compare personal loans

Real rates from banks and fintechs. Compared side by side, no affiliate bias.

Independent comparison
Updated daily
No credit impact

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APR 20.0%
Amount: ₦200000–₦30000000
Term: 6–60 mo

Best for: This loan is best for individuals with a high credit rating looking to fund personal projects or consolidate debt over an extended period, benefiting from competitive rates.

APR —
Amount: ₦1000000–₦500000000
Term: 12–60 mo

Best for: Nigerian entrepreneurs with existing Stanbic IBTC accounts seeking substantial working capital or trade finance.

APR 30.0%
Amount: ₦5000–₦250000
Term: 3–12 mo

Best for: This service is best for individuals building their credit and seeking quick access to funds without lengthy approval processes.

UBA SME Business Loan

United Bank for Africa

APR —
Amount: ₦500000–₦500000000
Term: 12–60 mo

Best for: Nigerian small to medium enterprises with solid financial projections and collateral who need significant funding for growth.

APR 25.44%
Amount: ₦50000–₦10000000
Term: 3–24 mo

Best for: This service is best for individuals or small businesses looking to build their credit while accessing loans online through an app or website.

APR 36.0%
Amount: ₦6000–₦1000000
Term: 4–52 mo

Best for: This service is best for individuals with limited access to traditional banking who need immediate financial assistance without extensive paperwork.

APR —
Amount: ₦150000–₦50000000
Term: 1–12 mo

Best for: Established Nigerian businesses seeking quick funding for operational expenses or expansion.

APR 60.0%
Amount: ₦1500–₦1000000
Term: 3–12 mo

Best for: This loan is ideal for individuals looking for quick financing solutions without extensive documentation, especially those building credit.

GTBank Business Loan

Guaranty Trust Bank

APR —
Amount: ₦1000000–₦500000000
Term: 12–60 mo

Best for: Established Nigerian businesses with a solid trading history seeking significant funding for expansion.

APR 54%
Amount: ₦2500–₦1000000
Term: 3–12 mo

Best for: This loan is best for those looking to build their credit score while accessing up to NGN 1,000,000 instantly via a mobile app.

APR 48.0%
Amount: ₦100000–₦10000000
Term: 6–24 mo

Best for: This loan is best for individuals looking for quick access to funds with the ability to choose repayment terms that fit their budget.

APR 28.5%
Amount: ₦200000–₦30000000
Term: 6–60 mo

Best for: This loan is ideal for individuals with strong credit who need quick access to funds for personal expenses.

APR 24%
Amount: ₦1500–₦5000000
Term: 3–36 mo

Best for: This loan is best for individuals looking to build their credit scores while needing immediate access to funds. It's particularly suitable for those with a developing credit history.